Schengen visa applicants are required to have medical travel insurance that covers any costs that may occur in connection with urgent medical aid, urgent hospital treatment or transport to the country of origin for medical reasons or in the event of death.

The insurance is to cover costs totalling at least EUR 30 000 and be valid in all Schengen countries and throughout your stay.

When applying, you must be able to provide proof that you have medical travel insurance. You should also take your insurance certificate with you during the trip since you may need to show it, e.g. at an entry checkpoint.

Exemptions
Certain occupational groups may be exempt from the insurance requirement due to their already being similarly insured in connection with their work.

Others exempted from the medical insurance requirement are those who:

• Possess a diplomatic passport
• Apply for an airport transit visa
• Are relatives of citizens of EU countries other than Sweden, i.e. his/her – husband or wife – registered partner – common law spouse – children under 21 years of age – older children who are financially dependent on their parents – parents who are finiancially dependent on their children in Sweden. 
• Seamen